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In House RV Financing- Why Financing In House Beats Banks

by Tim Harrison 4 months ago

Buying a recreational vehicle (RV) is exciting, but figuring out how to pay for it can be a headache, especially if you're dealing with a bank. But there's good news! In-house RV financing – getting your loan directly from the RV dealer – can be a much easier and better option, especially if you've had some credit issues or your financial situation is a bit unique.

1. Great for Different Credit Situations- Bad Credit? No Problem!: In-house financing is super helpful if you've got bad credit. While banks often say no to people with lower credit scores, in-house financing can offer loans regardless of your credit score. Loans That Fit You: These loans are tailored to your situation. Dealers often look at more than just your credit score, which is great if your financial history is a bit complicated. 

2. Perfect for All Kinds of Jobs- Cash Jobs? Self Employed? Let's Talk: If you get paid in cash or your income changes a lot, banks might make it tough for you. But in-house financing is different. They can work with you, no matter how you earn your money.

3. Flexible for Living on the Road- If you want to live in your RV full-time, in-house loans can be adjusted to fit this lifestyle, something banks might not understand. In house financing dealerships like RV Depot welcome full time living customers with open arms. 

4. Save Money with Shorter Loans- In-house loans can be shorter than bank loans, meaning you can pay less interest over time. This can save you a lot of money!

5. Easy to Get Started- Getting an in-house loan can be easier and cheaper to start. There's often no minimum amount you need to borrow, making it great for all budgets.

6. They Work With You- In-house financing is often more flexible with payment plans and can adjust to changes in your financial situation, something banks are not always willing to do.

7. Upgrade with Ease- If you want to upgrade your RV later, it's usually easier with in-house financing. Dealers want to keep you happy so you'll come back, which can mean better deals for you.

Conclusion: Making Your RV Dreams Come True

Choosing in-house RV financing can make the whole process of buying an RV much simpler and often better than going through a bank. It's more flexible, and can work with your unique financial situation. So if you're thinking about getting an RV, in-house financing could be the way to go, especially if your credit isn't perfect or your job is a bit out of the ordinary. Give us a call at RV Depot and let us help guide you through our easy RV approval process


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